Stock Meadow · Economy

US economy at a glance: interest rates, the yield curve and the economic calendar

The latest federal funds rate, 10-year Treasury yield, inflation, unemployment and mortgage rate, today's Treasury yield curve, and the US data releases coming up, in one place.

The economy today

  • Federal funds rate
    3.75%
    Up 0.12 points from 3.63% (Aug 2026)Reading for Sep 2026
  • 10-year Treasury yield
    5.09%
    Down 0.01 points from 5.10% (Oct 15, 2026)Reading for Oct 16, 2026
  • Consumer prices (CPI), change from a year earlier
    3.7%
    Up 0.4 points from 3.4% (Aug 2026)Reading for Sep 2026
  • Unemployment rate
    4.2%
    Up 0.1 points from 4.1% (Aug 2026)Reading for Sep 2026
  • 30-year fixed mortgage rate
    7.40%
    Unchanged from 7.40% (Oct 8, 2026)Reading for Oct 15, 2026
  • Recession probability
    0.6%
    Up 0.4 points from 0.2% (Jul 2026)Reading for Aug 2026

Data checked Oct 17, 2026. Each figure shows the date of its own reading; monthly figures describe an earlier month and can be revised.

The Treasury yield curve

On Oct 16, 2026 the 10-year yield was 0.35 points above the 2-year yield, so the curve sloped upward.

  • Today (Oct 16, 2026)
  • A month ago (Sep 16, 2026)
  • A year ago (Oct 16, 2025)
Show the yields as a table
US Treasury yields by maturity on Oct 16, 2026, Sep 16, 2026 and Oct 16, 2025
MaturityOct 16, 2026Sep 16, 2026Oct 16, 2025
1M4.12%3.96%4.20%
2M4.17%4.07%4.10%
3M4.26%4.14%4.02%
6M4.34%4.22%3.79%
1Y4.46%4.45%3.54%
2Y4.74%4.74%3.41%
3Y4.82%4.82%3.42%
5Y4.89%4.86%3.55%
7Y4.98%4.94%3.74%
10Y5.09%5.01%3.99%
20Y5.47%5.39%4.56%
30Y5.43%5.35%4.58%

What this means: The yield curve shows what the US Treasury pays to borrow for 1 month up to 30 years. It usually slopes upward, because longer loans pay more. When short-term yields rise above long-term yields, the curve is called inverted.

Economic calendar

US data releases from the last few days and the next two weeks. Filter by the data provider's impact rating.

Impact

Times in your time zone (EDT)

Monday, Oct 19

  • 10:00 AM
    NAHB Housing Market Index (Oct)
    Medium impact
    Actual
    —
    Forecast
    31
    Previous
    32

Tuesday, Oct 20

  • 8:30 AM
    Housing Starts (Sep)
    High impact
    Actual
    —
    Forecast
    1.3 M
    Previous
    1.275 M
  • 8:30 AM
    Housing Starts MoM (Sep)
    Medium impact
    Actual
    —
    Forecast
    1.9%
    Previous
    −2.6%
  • 10:00 AM
    Pending Home Sales MoM (Sep)
    Medium impact
    Actual
    —
    Forecast
    0%
    Previous
    0.3%
  • 10:00 AM
    Pending Home Sales YoY (Sep)
    Medium impact
    Actual
    —
    Forecast
    1%
    Previous
    −4.7%
  • 4:30 PM
    API Crude Oil Stock Change (Oct/16)
    Medium impact
    Actual
    —
    Forecast
    —
    Previous
    −11.1

Wednesday, Oct 21

  • 7:00 AM
    MBA 30-Year Mortgage Rate (Oct/16)
    Medium impact
    Actual
    —
    Forecast
    —
    Previous
    7.5%
  • 10:30 AM
    EIA Crude Oil Stocks Change (Oct/16)
    Medium impact
    Actual
    —
    Forecast
    —
    Previous
    −8.557
  • 10:30 AM
    EIA Gasoline Stocks Change (Oct/16)
    Medium impact
    Actual
    —
    Forecast
    —
    Previous
    3.518

Thursday, Oct 22

  • 8:30 AM
    Continuing Jobless Claims (Oct/10)
    High impact
    Actual
    —
    Forecast
    1,712 K
    Previous
    1,710 K
  • 8:30 AM
    Initial Jobless Claims (Oct/17)
    High impact
    Actual
    —
    Forecast
    200 K
    Previous
    199 K
  • 8:30 AM
    Jobless Claims 4-Week Average (Oct/17)
    High impact
    Actual
    —
    Forecast
    200 K
    Previous
    198.5 K

Friday, Oct 23

  • 9:45 AM
    S&P Global Composite PMI (Oct)
    Medium impact
    Actual
    —
    Forecast
    57.6 Points
    Previous
    58.4 Points
  • 9:45 AM
    S&P Global Manufacturing PMI (Oct)
    Medium impact
    Actual
    —
    Forecast
    55.6 Points
    Previous
    55.9 Points
  • 9:45 AM
    S&P Global Services PMI (Oct)
    Medium impact
    Actual
    —
    Forecast
    57.9 Points
    Previous
    58.8 Points
  • 3:30 PM
    CFTC Crude Oil speculative net positions
    Medium impact
    Actual
    —
    Forecast
    —
    Previous
    100.3 K
  • 3:30 PM
    CFTC Gold Speculative net positions
    Medium impact
    Actual
    —
    Forecast
    —
    Previous
    207.9 K
  • 3:30 PM
    CFTC Nasdaq 100 speculative net positions
    Medium impact
    Actual
    —
    Forecast
    —
    Previous
    48.5 K
  • 3:30 PM
    CFTC S&P 500 speculative net positions
    Medium impact
    Actual
    —
    Forecast
    —
    Previous
    −141 K

Monday, Oct 26

  • 8:30 AM
    Chicago Fed National Activity Index (Sep)
    Medium impact
    Actual
    —
    Forecast
    −0.1
    Previous
    −0.04
  • 10:30 AM
    Dallas Fed Manufacturing Index (Oct)
    Medium impact
    Actual
    —
    Forecast
    —
    Previous
    9.8

Tuesday, Oct 27

  • 8:00 AM
    Building Permits MoM (Sep)
    Medium impact
    Actual
    —
    Forecast
    −0.7%
    Previous
    −2.1%
  • 8:30 AM
    Durable Goods Orders Ex Defense MoM (Sep)
    High impact
    Actual
    —
    Forecast
    0%
    Previous
    0.1%
  • 8:30 AM
    Durable Goods Orders Ex Transp MoM (Sep)
    High impact
    Actual
    —
    Forecast
    0.3%
    Previous
    0.3%
  • 8:30 AM
    Durable Goods Orders MoM (Sep)
    High impact
    Actual
    —
    Forecast
    0.2%
    Previous
    −0.1%
  • 9:00 AM
    S&P/Case-Shiller Home Price YoY (Aug)
    Medium impact
    Actual
    —
    Forecast
    —
    Previous
    2.5%
  • 10:00 AM
    CB Consumer Confidence (Oct)
    Medium impact
    Actual
    —
    Forecast
    —
    Previous
    81.9
  • 10:00 AM
    New Home Sales (Sep)
    High impact
    Actual
    —
    Forecast
    —
    Previous
    0.684 K
  • 4:30 PM
    API Crude Oil Stock Change (Oct/23)
    Medium impact
    Actual
    —
    Forecast
    —
    Previous
    —

Wednesday, Oct 28

  • 7:00 AM
    MBA 30-Year Mortgage Rate (Oct/23)
    Medium impact
    Actual
    —
    Forecast
    —
    Previous
    —

What this means: Times are shown in your time zone. Impact is the data provider's rating of how much a release usually moves markets. Actual appears once the figure is released; Forecast is the consensus estimate beforehand.

What this page shows

  • Snapshot: the latest federal funds rate, 10-year Treasury yield, consumer price inflation, unemployment rate, 30-year mortgage rate and recession probability, with the change since the previous reading.
  • Yield curve: what the Treasury pays at every length from 1 month to 30 years, today and a month and a year ago.
  • Calendar: the US releases coming up, with forecast and previous figures, in your own time zone.
  • For members: history charts over 1 to 20 years for yield spreads, the federal funds rate, inflation, jobs, retail sales, consumer sentiment, industrial production, housing and durable goods, with recessions shaded; market health from the stocks in Stock Meadow's data; market valuation; and gold, oil, the dollar, bonds and foreign stocks through funds.

Everything here is information about what the figures are and how they have moved. It is not investment advice.

Frequently asked questions

Where does the economic data come from?
Treasury yields, inflation, jobs and growth figures are published by US government agencies such as the Treasury, the Bureau of Labor Statistics, the Census Bureau and the Federal Reserve, and reach Stock Meadow through Financial Modeling Prep. The calendar lists US data releases with the data provider's impact rating.
How often is it updated?
Treasury yields update on each trading day. Monthly figures such as inflation and unemployment appear when the agencies publish them, usually weeks after the month they describe, and can be revised later. The calendar is refreshed every day.
What is an inverted yield curve?
The yield curve plots what the US Treasury pays to borrow for different lengths of time. Normally longer loans pay more, so the curve slopes upward. It is called inverted when short-term yields are higher than long-term yields, for example when the 2-year yield is above the 10-year yield. Inversions have often come before US recessions, but the gap in time has varied a great deal.
Is this investment advice?
No. The page describes what the figures are and how they have moved. It does not recommend any action, and past patterns do not predict the future.
Do I need an account to see the history charts?
The summary on this page is open to everyone. The history charts (rates, inflation, jobs and growth over 1 to 20 years with recessions shaded), market health, market valuation and other assets are for members. Signing up is free and starts a 14-day trial with no card needed; after that it is $15 a month or $150 a year.

See 20 years of history

Open the economy page in the app for history charts of rates, inflation, jobs and growth with recessions shaded, plus market health and valuation. Sign up free for a 14-day trial, no card needed. Already a member? Go straight in.

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